Homeowners Insurance
Frequently Asked Questions:
- What is Homeowners Insurance?
Homeowners insurance is protection against large financial loss for, what is typically, your biggest asset/investment. If your home were a total loss due to a fire, your homeowners insurance policy would actually help you rebuild your home.
- Why do I need Homeowners Insurance?
If you're buying your home, your lender will require you to purchase and continuously carry homeowners insurance to protect their interests, in other words, to ensure that the asset on which they hold the mortgage will either be repaired or replaced in case of loss or damage.
- What is covered by Homeowners Insurance?
In a worst case scenario, your homeowners insurance will pay to rebuild your home. A homeowners policy also provides protection from loss of personal property and your homeowners insurance affords you liability protection anywhere in the world for unintentional acts that result in bodily injury to a third party.
- Is it difficult to switch Homeowners Insurance?
No. Most of the work is done by us behind the scenes so that it's as seamless for
you as possible. We work hard to ensure that you have a smooth and hassle-
